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NCA Endorsed Programs

D&O Insurance Program

NCA began offering D&O and Fiduciary coverage through Bollinger in September 2010. Bollinger is an extremely well recognized national leader in providing insurance products and services to the Club Industry. This action came about because the previous carrier made a decision to exit the non-profit D&O marketplace. In seeking new coverage, NCA worked to ensure that we maintain several key elements of the program that has been developed over the years:

  • Pricing that is competitive in the current marketplace
  • Comprehensive coverage that provides peace of mind for club officers and directors and recognizes evolving governance needs of clubs
  • A carrier with a high quality rating and a demonstrated record of performance


Competitive pricing, broad policy language, efficient and effective claims service will be some of the hallmarks of this new program, which will be offered through Chartis, rated by A.M. Best as an "A" rated insurance carrier.

The Bollinger-Chartis Program

Due to its long-term experience and commitment, Bollinger has developed some of the broadest and most reliable coverage enhancements available for clubs. As the endorsed D&O Program Administrator, Bollinger will underwrite the program on behalf of Chartis. In addition to Bollinger's expertise, Chartis and its affiliate companies have a long track record of providing D&O insurance to the club industry. Therefore, these companies represent some of the longest tenured providers of D&O coverage to the club industry. This should provide great continuity and consistency for you as the program continues.

In addition, Bollinger and Chartis will offer new opportunities for enhanced risk management review and education for your club if you participate in the endorsed program. Since 1983, Bollinger has offered their "Club Program" to a full range of clients including golf, country, tennis, city and yacht/sail clubs.

For more information about this exciting new program, visit Bollinger’s website.

Bollinger will work with your local insurance broker or representative. Please have them contact Bollinger via e-mail.

Your broker can also contact Tom Walker, SVP Marketing/Sales for Bollinger, at 800-446-5311, ext. 8098 or via e-mail.


Initiation Fee Insurance

Through our partnership with Owners & Members National Insurance Services, LLC, NCA takes pride in endorsing their Owners and Members (O&M) Initiation Fee Insurance. This program allows clubs to protect your members from losing their initiation fee investment in case of a qualified relocation, one of the main primary reasons for club resignation. In addition, the peace of mind that prospective members receive regarding their initiation fee can be a useful tool in a club’s marketing efforts for recruiting new members.

NCA is proud to endorse Owners & Members National Insurance Services, LLC’s Owners and Members Initiation Fee Insurance. With Initiation Fee Insurance, new members are assured their initiation fee is refundable in case they resign due to a qualified relocation. O&M Initiation Fee Insurance offers reassurance for prospective members and a proven track record for club owners, managers and directors.

With the employers of many prospective club members constantly shuffling executives, our initiation fee insurance program gives clubs the opportunity to provide their new members with an insured initiation fee refund promise.

Initiation Fee Insurance benefits clubs by:

  • Easier to meet prospective members’ #1 joining objection – fear of loss of investment in event of relocation
  • At clubs with refundable membership deposit – gives members option of obtaining IMMEDIATE refund if resignation is due to relocation in critical 1st decade of club membership
  • Club takes on no debt or liability for relocation attrition during years of program’s coverage – exit list not clogged with relocation resignees
  • Club can use Initiation Fee Insurance program instead of payment plans (only full pay option includes IMMEDIATE relocation refundability)
  • O&M will advertise program, mentioning newly-insured club in periodical of choice.


For more information, please contact us.

Fonda A. Hereford, managing member; Hereford has 17 years of insurance underwriting, sales and product development experience and handles individual club contact. Stephen J. Hall, managing member; Hall has 30 years of insurance sales and agency owner experience. He is responsible for corporate and/or developer-owned club contact.

Owners & Members National Insurance Services, LLC
11973 Westline Industrial Drive, Suite 200
St. Louis, MO 63146
Office: 314-275-7211
Toll Free: 866-281-2477
Fax: 314-453-7555
E-mail: info@ownersmembers.com  
Web: www.ownersmembers.com

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